What does on-chain and off-chain counterparty risk scoring mean?
On-chain counterparty risk scoring looks at a wallet's on-chain history — its counterparties, exposure to sanctioned addresses, mixer interactions, and behavioral patterns — and condenses them into a numerical risk signal. Off-chain context comes from labeled-entity databases that tag known exchanges, services, and previously-investigated actors. OnChainRisk delivers the on-chain signal plus a 510K+ entity label index via dashboard and REST API; integration typically means querying the API per-address and merging the score with your existing customer or counterparty record on your side. In practice the API returns a wallet-level on-chain score plus contextual entity labels, and your team owns the off-chain join: customer records, KYC outputs, partner risk data, and decisioning thresholds. The result is a layered counterparty profile, not a one-stop institutional fusion product.
Screening counterparties before funds move? See the wallet screening API.
How to use it
- Identify the counterparty wallet address you need to score.
- Query OnChainRisk for that address — via the REST API for programmatic flows, or via the dashboard for one-off review.
- Read the 0-100 risk score and the attached entity labels (exchange, mixer, service, sanctions list, etc.).
- Combine the on-chain score with your off-chain KYC, sanctions, or partner-risk data on your side.
- Apply your team's risk threshold for onboarding, ongoing monitoring, or escalation.
What OnChainRisk can help with
- On-chain risk score per counterparty wallet
- 510K+ entity labels for context
- Sanctions and watchlist exposure check
- REST API for programmatic scoring at scale
- Screening signal you can fuse with your own off-chain records
What it does not claim
- A proprietary off-chain financial intelligence feed
- Bank-level KYC or KYB data
- Aggregated risk decisioning across institutional data sources
- Guaranteed real-world identity attribution